Should You Save For Retirement Outside Retirement Accounts?

Dedicated retirement accounts are a great savings tool for many Americans. But should they be your only tool? As much as these are designed to boost your income after leaving work, they aren't the right solution for every situation. To help you decide if you should save for retirement outside of traditional accounts, here are a few indicators it could be the right move.  1. You're Maxing Contributions Most retirement accounts come with maximum annual contribution limits. [Read More]

4 Challenges Of Annuity Planning

People often see annuities as one of the steadier and simpler ways to develop an income stream. However, annuities come in lots of types and pose specific challenges. If you're ready to talk with an annuity advisor about your plans, take these four challenges into account.  Guarantees vs. Growth Fixed annuities are popular with folks who want to know that they'll have the same income available regardless of the circumstances. The downside to this approach is that it limits the growth potential of the annuity. [Read More]