How to Save Money for Retirement Without an Employer-Sponsored Plan

Saving for retirement is not something you can do overnight. Instead, it takes decades for the average person to save enough money for this period in life. Some people save money in their employer-sponsored retirement plans, but what happens if you do not have one? If your employer does not offer a retirement plan, you might want to find other ways to save money. Here are some suggestions to consider. [Read More]

4 Smart Moves To Make If You Want To Build Your Wealth

If you have any money saved up at all, you have wealth and could benefit from wealth management planning. Wealth management planning is not just for individuals with a lot of money; it is for individuals who are trying to save up money and build their wealth. Get Independent Financial Advice The first thing you need to do is get independent financial advice. Don't depend on your friends or family members who don't have financial experience to help you manage your money. [Read More]

Got Debt? Ways Financial Planners Can Help You To Manage Your Debt

Most people equate financial planning with saving money for their future and investments. However, if you have debt, financial planners can also help you. If you are in debt, you may wonder what ways talking to a financial planner can be beneficial and how they may be able to help you climb out of the hole you are in. Here are a few of the ways financial planners can help you to manage your debt. [Read More]

Three Things To Consider When Deciding How Much To Save For Retirement

Many individuals have a specific monetary goal for their retirement savings. You can use an online calculator to determine what goal you should have for your retirement fund, or you can utilize the services of a qualified financial planner. When deciding how much to save for retirement, keep the following details in mind. 1. Will your home be paid off? A mortgage payment is one of the largest monthly expenses for many retirees. [Read More]